RAP Eligibility Checker: Are You a New or Old Borrower?
Answer a few quick questions to find out if your federal student loans qualify for the Repayment Assistance Plan, whether you need to consolidate first, and what your borrower status means for your repayment options.
Step 1 of 333% complete
What type of federal student loans do you have?
Select all that apply.
Not sure? Check your loan types at studentaid.gov
How RAP Eligibility Works
1
Loan Type
RAP accepts Direct Loans directly. FFEL and Perkins require consolidation first. Parent PLUS is excluded.
2
Borrower Status
When you first borrowed determines your IBR terms, though RAP uses the same formula for all borrowers.
3
Loan Standing
Loans must be in good standing. Defaulted loans need rehabilitation or consolidation before enrollment.